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Avoid These! The Biggest Wedding Budgeting Mistakes

Ahh, weddings! Beautiful, romantic, and...pricey.

Like many new soon-to-be brides, you may be shocked at how much weddings actually cost (and now you know why so many of the weddings you’ve attended have asked for “cash only gifts please!”). While it can be tempting to take out loans, throw everything on credit cards, and worry about everything later, you also need to remember a wedding is one day – you have the rest of you and your partner’s lives to think about as well.

Here are some of the biggest wedding budgeting mistakes you need to avoid:

The Sofia and The Bourbon

Rings: The Sofia, The Bourbon

1. Not keeping a meticulous eye on your spending habits.

You’re going to need to write down and track everything you spend for the wedding with the utmost care! Too often things can get lost in the frenzy and won't be accounted for. This can be detrimental to your wedding budget, and the last thing you want to do is dip into your savings fund. While a digital budget is great and can be accessed from almost any device, we recommend using a journal and keeping track of your budget on paper. Trust us, it makes a difference!

Woman writing in journal

2. Not saving along the way.

While you may have a sum of money set aside for the wedding, as you plan you should still look for other ways to save. For example, if Valentine's Day is approaching and your wedding is still a few months down the line, consider having a nice home cooked dinner as opposed to spending a few hundred dollars at a restaurant. Are you and your partner's birthdays popping up before your wedding date? Perhaps the two of you can agree to no presents and instead throw some extra money into the honeymoon fund.

Couple reviewing finances

3. Overspending on your wedding bands.

While these are an important part of the ceremony, remember that expensive wedding bands are actually an outdated tradition. Nowadays, couples are opting for inexpensive engagement rings and wedding bands made from simulated stones that look exactly like real diamonds, but are only a fraction of the price. Modern Gents has rings for both you and your sweetheart – and there's sure to be a style that you fall in love with. Check out the full collection here!

Rose gold wedding bands

Rings: The Bella, The Sadie, The Giselle, The Mia

4. Putting your entire wedding on credit cards and loans.

This is a huge, huge, huge no-no. While there's nothing wrong with wisely putting a few things on your credit cards or taking out a loan to pay for one or two things like the caterer, paying for your wedding with borrowed money is not smart. If you can't afford to pay for the majority of your wedding out of pocket (let's say, at least 80-90% of it), then wait a little longer until you can afford to do so. It's not worth starting off your marriage by going into a mountain of debt.

Woman on laptop

5. Spending more because you feel guilty.

This covers a variety of things, but some of the most common are over-inviting guests because you feel you 'have to' and letting people talk you into buying things that you're not even sure you want in your wedding. Sure, your mom might be pushing you to invite your uncle's cousin's aunt because of the one time she came to your third birthday party or your best friend is trying to get you to go with a different, more expensive style of bridesmaid dresses because the color is so much softer, but at the end of the day, this is your wedding! You have the final say, and if your gut is telling you NO, then listen to it and stick to your guns. Your wallet will thank you!

The Evermore set and The Titan
Rings: The Evermore, The Titan